You can choose from any option as deductible limit irrespective of your existing mediclaim sum insured.Ģ3. You can top up any type of your existing mediclaim may it be JIO Mediclaim, Retail Individual Mediclaim, Family floater mediclaim or Group Mediclaim by this plan.Ģ2. This plan is also available for members without any MediclaimĢ1. It ENHANCED YOUR existing mediclaim SUM INSUREDĢ0. Excluded ailment are not considered in deductible limit.ġ9. 80D benefit is not available under this plan.ġ8. Certificate of Insurance (COI) will not be provided in this health plan.ġ7.

AYUSH TREATMENT is also covered up to Rs. Claims Payable on REIMBURSEMENT BASIS onlyġ5. if a member “A” is covered under 2 plans 1st with deductible of 3 Lacs and benefit amount of 10 lacs and 2nd with deductible of 10 lacs and benefit amount of 5 lacs then the benefit will be paid as per 2nd option where deductible is 10 lacs and benefit amount is 5 lacs.ġ1. PRE-HOSPITALIZATION Medical Expenses up to 30 Days Covered.ġ2. POST-HOSPITALIZATION Medical Expenses up to 60 Days Covered.ġ4.

Any member who is enrolled more than one time will be eligible to get benefit under plan which has highest deductible and lowest benefit amount. A member can only get covered only once under the Super top up plan. Cardiac/ Pace maker implantation/ Cancer/Brain & Spinal cord /Lung Surgery/ Hip replacement/Knee joint replacement /Surgeries of Vital Organs / Abdominal Surgeries / Major fracture.) to be limited to 50% of Sum Insure.ġ0. Major Organ transplant & Major Surgery ( e.g. Radiotherapy is 5000/- per cycle maximum Up to 1 lakh per family per year. Chemotherapy is 5000/- per cycle maximum Up to 1 lakh per family per year.ĭialysis is 5000/- per cycle maximum Up to 1 lakh per family per year. NO WAITING PERIOD. (Waiting period for 1st year, 2nd year and 4th year disease are not applicable. PRE-EXISTING DISEASE Cover from DAY ONE.Ĩ. Once enrolled LIFE TIME renewal possible.ħ. (Any one set of parents to be covered, combination not allowed).ĥ. + 2 Dependent PARENTS OR PARENTS IN-LAWS Up to 85 years + 2 Dependent Unmarried Children Up to 25 years of age FAMILY Floater for Maximum 6 members (1 + 5). Available SUPER TOP-UP sum Insured of Rs. Specialized Health Contribution in which member will get 15% discount on only Prescribed Medicine order through Saarthi Health Services and 10% discount on Doctor consultation, Diagnostic test order through Saarthi Health Services.ġ. You can avail benefit under this plan once your personal Mediclaim, Employer Mediclaim get exhausted in deductible limit.Ģ. Health contribution Terms: (Nov 2023-2024):Ĭontribution start date: 15 th Nov, 2023 to 14 th Nov, 2024. Terms & Conditions Of JIO Super Top-Up (Community based contributory program)

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